Keep a passing eye on Gumtree, obviously if you need something asap it might not be the place to look as you are waiting on people to get rid of their gear but recently I was able to pick up a Garrett Deluxe Kit second hand but in very good condition (still had the box) for $30 plus I think $12 postage. Then grabbed one of those Banjo Pans for $35.
Had my eye on the banjo for a while but didn't really want to toss $90 at one if they were little more than a gimmick. Honestly though so far I'm really impressed with it, it's pretty cool to wash a few pans full of paydirt then see flakes of gold trapped in the little bit of black vortex mat. I panned into a big tub thinking no chance was I grabbing all the gold at the pace I was clearing the dirt/gravel but after about 10 very full unclassified pans at a blistering rate I was only dropping a few micro specks around that 100-200 mesh size, not even enough to reach for the snuffer bottle.
Glad you got a decent kit though Hippy, they are miles ahead of the cheapo pans with the 3 little raised ridges, you will have to condition yourself when using the gold trap if you have used those other pans as you can comfortably pan much faster.
